Interesting: Rand Paul Takes Money from Racist Republican Abortionist

Here’s the cover of this week’s Time Magazine:


I haven’t read it. Nor can I find a link to it. I’m sure it’s interesting.

But here’s something that’s more interesting: Rand Paul is an “even in cases of rape and incest” Republican (here, here). The Senator who believes the big bad government is out to ruin every single facet of your life also believes that the big bad government has the right to force survivors of rape and incest to give birth against their will.

Even more interesting… in the final days of his 2010 election, Rand Paul took a check from the one of the nation’s leading for-profit abortion providers, Edward C. Allred.


Allred is a gambler and owns race tracks (you’ll see he put that down as his occupation and not “Abortionist”) — but for decades he also ran the biggest for-profit chain of abortion clinics in California.

But he’s not your average abortion provider. What’s even most interesting here is that Rand Paul’s donor, Mr. Allred, is also a noted racist.

Often times when Anti Choice zealots make arguments against a woman’s right to choose what happens to her own body, they dredge up murky claims of racist intent behind the abortion movement as though the entire notion of abortion had been cooked up to kill Black and Hispanic people. This is insane except for one thing… that’s exactly what Mr. Allred has argued in explaining why he thinks abortion’s so great, and Mr. Allred is often the person these Anti Choice zealots point to to prove their case that abortion is really a ploy by liberal white women to kill off other races. Here’s the actual quote from Mr. Allred:

Population control is too important to be stopped by some right-wing pro-life types. Take the new influx of Hispanic immigrants. Their lack of respect for democracy and social order is frightening. I hope I can do something to stem that tide. I’d set up a clinic in Mexico for free if I could. Maybe one in Calexico would help. The survival of our society could be at stake.

….When a sullen black woman of 17 or 18 can decide to have a baby and get welfare and food stamps and become a burden to us all, it’s time to stop. In parts of South Los Angeles having babies for welfare is the only industry these people have.

That’s the racist rant of an abortionist who supports the deeply interesting Rand Paul.

And that’s not all…

While Pro Lifers love to point to Allred as proof of a liberal conspiracy to commit a racial holocaust… Allred is a Republican who has spent decades funneling his for-profit abortion money into the pockets of pro-life Republicans like Rand Paul.


And in fact, often times the presence of this racist abortionist who may actually have spent years targeting black and hispanic communities based on an ideological belief that it would weaken the Black community and stem “illegal immigration” while using that money to fund Pro Life Republican causes (he was a donor, alongside Mitch McConnell and other highly prominent Republicans, to an American Spectator dinner in 1995 honoring Ronald Reagan) has created problems for the politicians who take his donations — and some of these Pro Life Republicans have subsequently returned Allred’s money.

So what’s interesting here is that Rand Paul — who has a long history of racist associations — has taken money from a noted racist who also happens to have spent decades providing abortion services despite the fact that Rand Paul firmly believes that abortion should always be illegal, even in cases of rape and incest.

Rand Paul is trying to court social conservatives in Iowa and South Carolina — and this association isn’t likely to help.

Rand Paul is also, interestingly, trying to court Black voters and convince them he’s truly on their side… and like the rest of his racist associations, this quote from his donor, Mr. Allred, won’t likely help:

“When a sullen black woman of 17 or 18 can decide to have a baby and get welfare and food stamps and become a burden to us all, it’s time to stop. In parts of South Los Angeles having babies for welfare is the only industry these people have.”

Rand Paul is also courting the Hispanic vote… and this quote really won’t help:

“Population control is too important to be stopped by some right-wing pro-life types. Take the new influx of Hispanic immigrants. Their lack of respect for democracy and social order is frightening. I hope I can do something to stem that tide. I’d set up a clinic in Mexico for free if I could. Maybe one in Calexico would help. The survival of our society could be at stake.

And, oh yes, Rand Paul’s racist abortionist donor who wants to abort Black babies to help end welfare and thinks setting up an abortion clinic at the Mexico border is necessary for the “survival of our society” is also a 7th Day Adventist and has a wing of a business school named after him.

That Rand Paul. He’s just so interesting. 


Heartless: Andy Barr Works for Predatory Lenders, not Kentucky Families

Good lord. This is either terrible timing for Andy Barr… or it’s yet another example of his extremist, out of touch way of doing the people’s business.

The Herald Leader late yesterday afternoon dropped a thorough, heavy report on Andy Barr’s dealings with Predatory Payday Lenders. This report follows Andy Barr’s Predatory Payola scheme in which the Predatory Lenders give the 6th District Republican a load of cash and he pushes legislation to benefit their industry and protect the Payday Lenders from regulation… rather than protect Kentuckians from these predators.


The story, from the excellent John Cheves, follows the money on an attack from Barr’s opponent, Elisabeth Jensen. Last week, Jensen hit Andy over a letter he’d sent a year ago to the Department of Justice on behalf of “online lenders” in a move to protect them from regulation. But Jensen’s attack only scratched the surface, and Cheves has dug much deeper here — and you really must read the entire report:

In April, as part of Operation Choke Point, federal prosecutors announced a $1.2 million civil settlement with Four Oaks Bank & Trust in North Carolina. Prosecutors said the bank ignored evidence of fraud and allowed online payday lenders to process $2.4 billion in unauthorized transactions from depositors’ accounts. Two other banks, PNC Financial Services Group and Zions Bancorp, have disclosed in public filings that they are cooperating in similar investigations.

Stuart Delery, assistant attorney general for the Justice Department’s civil division, told a House committee in July that Operation Choke Point is focused on “specific conduct, based on evidence that consumers are being defrauded” through unauthorized withdrawals from their bank accounts.

The crackdown has angered payday lenders, who have given at least $22,700 for this election to Barr’s campaign. They say banks are being pressured by the government to stop financing them and to cut off their access to borrowers’ accounts for repayment of their short-term loans. The industry’s trade group sued federal bank regulators this summer to halt Operation Choke Point.

The story gets worse from there for Barr (and for working Kentucky families) as Cheves digs into the obscene interest rates these shady institutions place on these loans and on their aggressive tactics to siphon money back out of borrowers bank accounts.

At the same time this story was breaking on Barr, an entirely new letter from Andy Barr to the Department of Justice on the very same issue was released. Check this one out:

OCP_Letter_to_DOJ_IG_10_16_2 OCP_Letter_to_DOJ_IG_10_16_2-B

The letter is signed by a small group of Representatives all on the Payday Lending payroll including Andy Barr:


Barr’s defense on this issue, and the argument in both that letter and the one he sent in August 2013, is that the Predatory Lenders he’s defending actually provide a vital service to “underserved communities.” Without these predatory lender, the folks who are forced to frequent them because they’re having a hard time paying bills and feeding their families wouldn’t be able to get banking services… which is, in itself, an obscene proposition since the way the Payday Lending industry works is to trap borrowers in a cycle of debt and not let them out — hence the legal action against the Payday Lending industry that Cheves details and that Barr and his crew are trying to curtail.

Andy Barr’s letter above, which was sent the same day as Cheves’ explosive report in the Herald, argues further that regardless of the literally ungodly APRs these institutions charge their borrowers (often as much as 400%, sometimes 600%, sometimes even more), they are legally allowed to do whatever they want to consumers because… free enterprise! And the government has no business seeking to protect regular Americans from a multi-billion industry that’s feeding profits up the chain to the nation’s largest banks.

Here’s more from Cheves:

Barr, a House Financial Services Committee member, had taken at least $334,666 in campaign donations from the banking, finance and investments industries as of June 30, including payday lenders and major banks that have financed them, such as Wells Fargo and Bank of America. PNC, the bank that in March confirmed getting subpoenaed under Operation Choke Point, has given Barr $9,500.


Payday loan chains with names like Cash America, Advance America and First Cash Financial have shared in billions of dollars in financial backing from major banks, including Wells Fargo, Bank of America, JPMorgan Chase, Capital One and Citibank, according to a study last year of the banks’ required public disclosures by Reinvestment Partners, a Durham, N.C., group that opposes payday lending.

You do not want to miss the rest of this damning look at how Andy Barr is using the power of his office.

Barr apparently refused to comment directly, but did send out his spokeswoman — and her explanation of what’s happening here would be laughable… if it wasn’t completely insane:

“As I always tell you, I assume people donate to someone because they agree with their policy positions,” Gatewood said about the campaign donations to Barr from payday lenders and banks.

You got that?

“I assume people donate to someone because they agree with their policy positions.” 

This is the Andy Barr experience.

And even if that absurd explanation were true — even if the Predatory Payday Lending industry were heavily funding Andy Barr only because he independently chose to defend them — what does that say about Andy Barr’s personal political beliefs and priorities?

Thousands of Kentuckians use these services because they have no other option for paying bills and feeding kids — and Andy Barr has independently chosen to side with the groups exploiting those people.

At least if Andy Barr admitted he only did it for the money, you could then imagine he has some sense of compassion. Based on his spokeswoman’s explanation, Andy Barr is just heartless.

Which brings us back to the timing of this latest letter’s release. Either it is a pure coincidence that at the same time Cheves was investigating Andy Barr’s deep ties to the Predatory Payday Loan industry, Barr was getting ready to send a letter to solidify his reputation as a sell-out and the two events just happened to coincide… or Barr pushed this offensive new letter out because, as is his usual tactic, he believes it’s better to go more extremely into the wrong than it is to admit he was wrong.

Either way… it’s likely a gift to the Lexington Herald Leader’s Sunday edition.


EARLIER: Awash in Predatory Payday Lending Money, Andy Barr Does Payday Lenders Bidding (against G-d’s will)


Pro Abortion OB-GYNs Give Big $$$ to “Even in Cases of Rape & Incest” Andy Barr (or: “Baby Killers” for Barr?)


That’s a $2,500 contribution from the Political Action Committee of the American Congress of Obstetricians and Gynecologists. The Washington-based ACOG PAC has given Andy Barr $7,500 so far in this election — despite the fact that ACOG works to protect the safe and legal availability of abortions, and Andy Barr believes abortion should be illegal even for survivors of rape and incest.

Rape and incest, folks — that’s who Andy Barr is… and that is who the American Congress of OB/GYNs is supporting.

It’s shocking that a group of medical professionals who’ve made it their life’s work to protect the health and well-being of women would support a man who is anti-woman almost across the board.

Andy Barr is opposed to Equal Pay for women, claiming that it’s not a real issue that women are paid 72 cents on the dollar for doing the same job as a man.

Andy Barr supported and celebrated the Hobby Lobby case, which allows employers to determine the birth control methods of their female employees. Women are chattel, their uteruses belong to the CEO, Andy Barr’s all for it… and the Congress of OB/GYNs is giving Andy Barr $7,500.


Andy Barr has viciously attacked Planned Parenthood, calling it an “abortion factory” when in fact, as ACOG should well know, such services make up just 2% of Planned Parenthood’s overall operation — and 0% of their operation in Kentucky. The vast majority of what Planned Parenthood does provide is general OB/GYN services to women in desperate need of such.

One would think that ACOG would support Planned Parenthood. Instead, the American Congress of Obstetricians and Gynecologists, which represents 90% of the OB/GYNs in America, is supporting Garland H. Barr IV.

Andy Barr wants to completely abolish the Affordable Care Act. Andy has repeatedly attacked the ACA, has fallaciously claimed the health care law “destroys jobs”, and Andy Barr’s big plan for Kentucky is to repeal Kynect and kick over 500,000 now-insured Kentuckians to the curb.

The American College of Obstetricians and Gynecologists support key elements of the Affordable Care Act that Andy Barr would destroy.

  • ACOG supports maternity coverage for all women in all plans; Andy Barr would repeal it.
  • ACOG supports coverage of women’s preventative health services under all plans; Andy Barr would repeal it.
  • ACOG supports the end of pre-existing condition exclusions; Andy Barr would repeal it. 
  • ACOG supports the end of gender rating, the end of coverage rescissions, and the end of annual and lifetime benefit caps; Andy Barr would repeal it.

This list goes on. In fact… while Andy Barr is pushing for the extreme and total repeal of the ACA, the American College of Obstetricians and Gynecologists is worried that the in places, the ACA doesn’t go far enough. But ACOG PAC has given $7,500 (at least) to help re-elect a congressman who would repeal the law in its entirety, ripping it up — like Mitch McConnell — root and branch.

In Kentucky, ACOG PAC is aggressively backing an anti-woman candidate whose positions on issue after issue are antithetical to the very mission of America’s obstetricians and gynecologists.

ACOG is actually a big supporter of Planned Parenthood, writing amicus briefs on PP’s behalf, even joining Planned Parenthood and other “pro-abortion” forces in objecting to the ban on federal money going to Planned Parenthood. Andy Barr calls Planned Parenthood an “abortion factory” and ACOG, which supports Planned Parenthood, gives $7,500 to Andy Barr.

This hypocrisy cuts both ways. For ACOG’s members it should be galling that their organization would fund an anti-woman candidate who believes rape and incest survivors should be forced by the government to carry a fetus to term. For Andy Barr’s virulent extremist base, the fact that Barr is taking money from “baby killers” who have joined forces with Planned Parenthood to publish a “study” on the efficacy of RU-486 should make them see blood on Andy’s hands. (When will Barr’s far-right wing extremist “even in cases of rape and incest” base call on him to return this “blood money”?)

Down the line, this unholy matrimony does not make sense. The American College of Obstetricians and Gynecologists was “profoundly disappointed” by the Supreme Court’s Hobby Lobby decision… but they’ve given $7,500 (so far, and that we know of) to Andy Barr who praised the decision to subjugate a woman’s body to her employer as a win for “religious freedom.”

The list, sadly, goes on.

So I asked ACOG PAC why they were supporting an Anti-Woman Congressman who is part of the small and extremist “Even in Cases of Rape & Incest” wing of the Republican Party.

Why would a group that represents 90% of the OB/GYNs in America and which proclaims “the availability of safe, legal abortion remains of vital importance to the health of women” throw its support behind a man who has famously used his infant child in an anti-choice campaign mailer?

You can read ACOG’s official statement below, but what it boils down to is this: Andy Barr’s office is for sale.

Andy Barr will do the bidding of the highest bidder. We have seen this in his work to defend and protect the interests of Too Big To Fail Banks and shady hedge funds on Wall Street, and we have seen it in Andy Barr’s work to protect and defend this nation’s fleet of Predatory Payday Lenders.

In the case of the American College of Obstetricians and Gynecologists, their press people say they are supporting Andy Barr because he is pushing supposedly “bipartisan” legislation (it has 1 Democratic co-sponsor and 19 Republicans) which would address so-called “frivolous lawsuits.” Medical “liability reform” is a big topic for doctors (that’s part of why if you have any procedure done they always make you sign a waiver that says if they kill you accidentally you can’t sue them) and it’s a cause regularly championed by pro-business Republicans. What’s strange is that, whatever you think of medical liability reform, ACOG is choosing to place their interests in liability reform above their interests in caring for women and ensuring laws and policies that protect women’s health.

In fact, on their website ACOG lists their legislative priorities and if you look at it, “liability reform” comes in below their more important mission of protecting women’s lives… a slew of priorities Andy Barr has opposed entirely in his two-year-old congressional career.

Here’s the official statement from ACOG on why they’ve given Andy Barr $7,500:

Ob-GynPAC is bi-partisan and works to elect candidates from both political parties, and maintains balance in its political giving.  Ob-GynPAC works with all candidates and elected officials to advance the interests of our specialty, regardless of political party. Republican and Democratic candidates are important to our specialty, often on different issues, and seats of power shift between the parties. Our PAC protects our profession, not a party.

Ob-GynPAC is our specialty’s PAC, and since its earliest days has adhered to a policy of not including any specific issue as a litmus test, including abortion votes, in our decisions to support or oppose candidates for elected office.

Rep. Andy Barr specifically has been an outspoken champion for medical liability reform alternatives, and is an original sponsor of “Saving Lives, Saving Costs,” a medical liability reform Safe Harbors Bill. Our statement in support of that bill can be found here:

I followed up by asking if their stated mission of being “bipartisan” and “not supporting a party” meant that they had also given money to Barr’s opponent, Elisabeth Jensen. Jensen is an advocate for women’s health and has been one of the only Democrats in the entire country to run on the importance of the Affordable Care Act, specifically its protections for women’s health and OB/GYN provisions.

Here’s what ACOG had to say:

Unfortunately, we have not been able to support her financially. Because we represent the only specialty dedicated to women’s health, we can’t focus on only one issue, no matter how important an issue it is. Medical liability reform is one of many key areas of focus for members of Ob-GynPAC.

 That is unfortunate.

ACOG, which has given heavily to such prominent pro-choice candidates as Wendy Davis in Texas, has placed its interest in “medical liability reform” above their interest in protecting women’s health and women’s rights.

If I were a member of ACOG, this would be a good time to call the head office — and an even better time to offset their insane, anti-woman support of noted misogynist Andy Barr and instead give some money to his opponent, Elisabeth Jensen.

Help Alison ditch Mitch by helping Elisabeth Jensen The 6th District's Anti-Barr.

Help Alison ditch Mitch by helping Elisabeth Jensen
The 6th District’s Anti-Barr.

Andy Barr’s for sale… and it’ll only cost you some women’s rights.

Do you want to defeat Mitch McConnell? (Think Lexington)

On the one hand, it was a rough day for the Grimes campaign. Last night, by most accounts, Alison defeated Mitch McConnell in the one and only debate the curiously-baby-faced five-term U.S. Senator has granted the good people of the Commonwealth, and yet through most of this day the conversation has circled around Alison’s unwillingness to say whether she voted for the President of the United States. Then there was news that the DSCC was “going dark” in Kentucky and that MoveOn was pissed at Alison over her “illegal immigrants” ad.

On the other hand… the last poll had Grimes up 2 points, she just posted yet another record fundraising haul and stirring just behind the moronic laughter of people like Chuck Todd, there is a media-counterswing coming (see here, here and here) as attention turns to Mitch McConnell’s bald-faced lies about Kynect and his master plan to rip insurance cards out of the hands of 500,000 Kentuckians.

If you listen to the Jesse Bentons of the world, you would think that all is lost for Alison. In a wild midterm season with the balance of power in the US Senate on the line, the DSCC’s decision to move their money elsewhere could reflect many motives — perhaps they’re upset at the Obama dodging, perhaps they’ve seen some tea leaves that 2% lead otherwise hides, perhaps they’re seeking to demonstrate that Grimes and Harry Reid are by no means on the same page, or perhaps they looked at Grimes’ record setting fundraising numbers and they realized they could better spend their resources elsewhere. After all, the folks declaring this race done and pushing the story that national Dems have abandoned Grimes are very conveniently overlooking the fact that Sherrod Brown campaigned with her today and Hillary Clinton will be with her tomorrow. When the probable next President of the United States is coming to town, it’s more than a little far-fetched to claim Alison’s been abandoned. 

I don’t agree with Alison on every issue (like, you know, I’m okay with saying I voted for the President and I think it’s pretty screwed up to call your fellow human beings “illegal”) but I’m not afraid to vote for her because the alternative, whatever you think of Alison Lundergan Grimes, is just another six years of getting rimracked by Mitch McConnell.


There are many keys to victory if Alison Lundergan Grimes hopes to win. She’s got to do well in Eastern Kentucky and in Northern Kentucky and she must dominate in Louisville and Lexington.

If you want Alison Lundergan Grimes to win this race, don’t give her any more money. She’s doing fine. Other people will take care of that. If you are someone who has cash to give and wants to say “Don’t let the door hit ya” to Mitch McConnell, then here’s what you want to do: You want to support Elisabeth Jensen in the 6th District. 

Here’s how it works:


Grimes has a load of cash, she’s got a teeming staff and she’s got plenty of volunteers. The money they have is ready to be spent on even more commercials, some good and some terrible. But they have that all mapped out, plotted out… everything.

What the Grimes campaign needs help with is boots on the ground, GOTV folks, big turnouts and big energy in Kentucky’s 6th District — and specifically in Lexington.

Midterm elections often favor Republicans because people don’t turn out in the same numbers as in Presidential election years — that means, women voters don’t show up in the same way, Black and Hispanic voters don’t show up in the same way, working families don’t show up in the same way, and neither do college students.

Lexington is a hotbed of uncounted votes. 

To unlock those uncounted votes, there needs to be some concerted local action. If Grimes has enough money already coming in, the clear answer is:

Help Alison ditch Mitch by helping Elisabeth Jensen, the 6th District's Anti-Barr.

Help Alison ditch Mitch by helping Elisabeth Jensen, the 6th District’s Anti-Barr.

By supporting Elisabeth Jensen’s campaign against Tea Party Extremist Andy Barr, you would effectively be aiding the Grimes’ campaigns efforts against Mitch McConnell.

Andy Barr believes abortion should be illegal even in cases of rape and incest; Elisabeth Jensen believes women should be paid the same amount as men for doing the same job.

Andy Barr wants to extend tax breaks for millionaires and pushes protective legislation for predatory lenders. Elisabeth Jensen wants to raise the minimum wage, protect Social Security and Medicare, invest in education and create jobs in Kentucky.

Andy Barr wants to destroy Kynect and kick 500,000 people back out into the ranks of the uninsured; Elisabeth Jensen is an unabashed defender of Kentucky’s health care marketplace.

Winning Lexington BIG is fundamental to defeating Mitch McConnell. Alison Lundergan Grimes is pulling in record amounts of cash, and as with many House races across the country, that focus on the Senate is tapping funds for the House.

If you want Alison Lundergan Grimes to defeat Mitch McConnell, then you want to give money to Elisabeth Jensen.

If you want Mitch McConnell to lose, then you need Elisabeth Jensen to win. Every ballot that looks just like this:


Is the ballot that Lexington and the 6th District needs to cast.

Grimes has the cash to air unlimited new commercials, she probably has a bunch of great ads about “illegals” and gun shooting already banked, and you can count on the fact that you will see them before you go and vote for her.

So what you can do, if you want to defeat Mitch McConnell, is support Elisabeth Jensen — give money, get a yard sign, talk to your friends, volunteer to go door to door: Find out more here.

Every new voter you can find for Jensen is a new voter for Grimes. 


And two final notes:

If you have an “Alison” sign in your yard, you need to go down to the Fayette County Dems office on Broadway and pick up a Jensen one to put right next to it.

The 6th District is big, wide and diverse. It ain’t just Lexington — it’s Frankfort, Midway, Paris, Versailles… the votes to Ditch Mitch are sitting next to you at the restaurant, they’re your friends and your neighbors, your lovers and loads of strangers. If you don’t have money to give, just reach out and touch someone.

The clock’s a-tickin.

Awash in Predatory Payday Lending Money, Andy Barr Does Payday Lenders Bidding (against G-d’s will)

Last Thursday, Elisabeth Jensen shook up her campaign staff and on Friday, she hit Andy Barr for his work to protect predatory payday lenders. That staff shakeup came three weeks before the election and two weeks after internal polling put Jensen within single digits but still trailing considerably — with a whopping 17% undecided. If that many are undecided, then the race is, too, and perhaps it’s not disarray that led to a shake up but rather a clear-eyed realization that time’s winding up, it’s time to make some decisive moves because something’s gotta give.

Getting somethings to give has never been a problem for Andy Barr. He’s taken half a million dollars from Too Big To Fail Banks, investment firms, insurance giants — all of them industries Barr “oversees” from his perch on the House Financial Services Committee.

Last Friday, Elisabeth Jensen’s campaign attacked Andy Barr for his servicing of the Predatory Loan industry. In August 2013, Congressman Andy Barr sent a letter to the Department of Justice complaining to them that efforts to regulate the online payday lending industry would “adversely impact tens of millions of low income American families who depend on short-term credit provided by online lenders.”

The letter, signed by Barr and several other prominent Republicans on the payday lending dole, argues that “rate limitations” should not be imposed on a lending system which routinely charges 400% APR or more on its predatory loans. Barr writes that government institutions do not have “the authority to ‘take away the very air’ that online lenders ‘need to survive.’”

As Ronnie Ellis reported last week, Jensen’s repeated attacks on Andy Barr’s Too Big To Fail campaign bankroll have forced Andy to try to explain himself:


Jensen also charges that Barr — who sits on the House Banking Committee — caters to Wall Street rather than to middle class wage earners. Barr said his efforts to amend or reform the Dodd-Frank banking reform passed in the wake of the 2008 financial crisis and subsequent bank bailouts is intended to make it easier for small lending institutions to make capital available to small business and farm owners.

Andy Barr wants to “make it easier” for small lending institutions to make capital available — and that is why he’s working feverishly to dismantle the Wall Street reform law passed in the wake of the economic collapse of 2008. 

The lack of regulation in the payday lending industry, coupled with ballooning income inequality in which more and more Americans now live paycheck to paycheck, has led to a booming predatory loan marketplace — and these “small lending” institutions that Andy Barr is protecting are making a killing.

And so is Andy Barr.

In June of this year, the Consumer Financial Protection Bureau (which Barr has fallaciously claimed is worse than the NSA) reached a settlement with ACE Cash Express in which the predatory lender would pay $10 million “for using illegal debt collection tactics to pressure consumers into debt traps.”

That sort of government enforcement is not what predatory lenders want to see; and it’s exactly that sort of enforcement the predatory payday lenders are paying Andy Barr to stop.

For example, ACE Cash Express which has used illegal debt collection tactics to pressure consumers into debt traps has given Andy Barr at least $1,500 in this election cycle.


The Online Lenders Association, on whose behalf Andy Barr wrote that letter in which he was so concerned about maintaining these predators’ air flow so that they could continue to extend predatory loans to struggling working Americans, is also underwriting Andy Barr’s campaign:

BarrTabsOnlineLenders2 BarrTabsOnlineLenders

Garland H. Barr IV is also a good friend of the predatory payday lenders at Cash America:


The predatory payday lending industry has a front group that advocates on its behalf and puts forth an alternate version of reality in which payday loans put food on people’s table in an attempt to counter the actual reality in which these predatory lenders trap families in unending cycles of debt. That group is called the Community Financial Services Association of America and they, too, like to give money to Andy Barr:


That is all likely the tip of the iceberg. Not every payday lender gives money to Andy Barr under such obvious names. For example, Wichita-based BOK Financial is a mortgage lending company which also operates payday lending schemes — or “FastPay Loans” as they call them — through subsidiary banks. BOK Financial has been targeted in lawsuits for its lending practices and “annual percentage rates grossly in excess of the rates represented in the FastLoan agreements.” BOK Financial is yet another backer of Andy Barr’s predatory re-election effort:


Then there’s William C. Pruett. He’s given generously to Andy Barr and on the surface, one might assume he’s just another of Andy Barr’s giant pool of heavy out-of-state donors — but it appears Pruett’s may have some interest in the payday loan market through outposts in Arkansas.

BarrTabsPruettCashNowAKIn a sense, there’s really no telling how much of Andy Barr’s campaign is underwritten by the predators in the payday loan industry. To find out exactly, one would have to research each heavy out-of-state donor to Barr’s campaign to see if there are such connections. Yet another example of this is Jere Ervin and Robert Garrett, both of Tennessee. They are affiliated with a group called SPD Financial — and SPD stands for Speedy Pay Day:


Then there are groups that offer business products for the Pay Day lending industry — like Clarity Services and Tim Ranney, who defends the industry at the same time Clarity hawks their subprime products to it.


And then we have a Robert Reich of Florida who runs the pleasant sounding “Community Loans of America.” As of 2011, Reich had over 1,000 payday storefronts across the country and publicly shuttered his 20 operations in Oregon after that state passed new regulations on the predatory payday lending market.


This list could go on for days. Andy Barr is being funneled large sums of money from the payday loan industry he is actively seeking to protect. Andy Barr is putting out-of-state payday lenders ahead of Kentucky voters.

There is no doubt about this. Andy Barr and the payday lenders who fund him wish to overturn the Dodd Frank law that places just some regulation on the unregulated predatory industry.

In backing the payday loan industry, Andy Barr — who is literally taking cash from these payday lenders while pushing deregulations to protect their industry — is not only standing on the wrong side of Kentucky voters and families, Andy Barr is standing on the wrong side of G-d.

The Kentucky Baptist Convention is just one of many religious groups in the state that has called for strict enforcement and regulation in this unregulated industry. As the Kentucky Baptists fight to protect families, Andy Barr fights to protect payday lenders.

This list goes on. With Andy Barr and the payday lenders on one side while on the other stands groups like the Catholic Charities of Louisville, the Catholic Conference of Kentucky and the Kentucky Council of Churches. There’s a whole fleet of other groups, community organizations, non profits, all of which work day in and day out with families that get caught in the Andy Barr Predatory Lending cycle. They see the effects of the type of legislation (and de-regulation) Andy Barr is pushing, and they don’t want to see any more of it.

Here are some facts about payday lending in Kentucky from the Kentucky Coalition for Responsible Lending:

Kentucky’s 400% Payday Loans Threaten the Financial Security of Families

Kentucky data reveals payday loans are long term debt, not a quick financial fix.

  • Database shows that KY payday lenders keep borrowers indebted for 202 days a year on average, much longer than the advertised 2-week loan!
  • Kentucky payday lenders charge $15.00 per $100 borrowed, plus additional fees, every two weeks. This means payday loans carry at least a 391% APR.
  • A typical Kentucky payday borrower was trapped in 10 payday transactions in 2012, usually taken out back-to-back, thus costing $562 in fees alone for a $330 loan.
  • Despite marketing claims of a short-term loan, payday lenders depend on this long-term, repeat use – over 90% of payday revenue is generated by borrowers with five or more loans a year.
  • In 2012, more than 5,200 Kentuckians were trapped in 30 or more payday loans!